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Boat Insurance Companies
Cover yourself with a reliable marine insurance plan that's tailored to suit your specific needs. Get that perfect plan for you watercraft. Compare multiple quotes and save!

Popular Searches: BoatUS - GEICO - United Marine - Progressive - Allstate - Statefarm - Nationwide

Searching Out the Best Boat or PWC Insurance Quote Options -

How is a Claim Handled in the Event of a Loss
List of Boat Insurance Companies
Making Adjustments to the Insurance
Pre-purpose Inspection or Survey
Savings to be hand on the Cost of Insurance
Types of Insurance Coverage

1. Boating Insurance Options
The availability of cover, services, and benefits will vary with each of the different boat insurance companies. And its often advantageous to stick with a specialized marine insurance provider (BoatUS) than to rely on general insurance companies that dabble in a multitude of insurance classes. Dedicated Boat or PWC insurance companies know exactly what to ask to ensure that the right coverage is in force.

To make that informed choice its essential to research the various classes of insurance coverage that might be put forward. And, it often helps to have a understanding of the legal obligations and responsibilities of owing a boat - such as having adequate insurance in force, completing a boating course, paperwork (registration & license) and various other requirements - this differs from state to state, with some requiring more cover than the next.

Factors taken into account when calculating a boat insurance quote include - amount of usage, bodies of waters to cruise (inland, great lakes, inshore, or offshore), experience level, mooring - storage location, age and condition of vessel, value to be insured, etc.


2. List of Boat Insurance Companies -
If shopping for boat insurance it's often a difficult decision to choose the right one for you. Opt for a insurance scheme that offers the ideal level of protection in relation to terms, conditions, and restrictions or exclusions.


US Boat Insurance CompaniesUS Boat Insurance Companies -

Highly Recommended -
BoatUS is a reputable company and offers the best Boat Insurance rates and coverage you can get online. You can get a quick and free Boat or PWC insurance quotation at BoatUS ( without giving your life story away - just fill out the online application form and you'll have your answer in no time.

BoatUS specializes in marine insurance so you can shop with confidence in knowing that you're dealing with an industry leader with a proven track record for getting the best deal in the marketplace.

Go online and check out BoatUS - a great insurance company that has plenty to offer.


Specialized Marine Insurance Companies

ACE Marine Insurance - Marine Insurance specialists to help all recreational and commercial insurance needs. Contact Us on 215 640-2609

Anchor Marine Underwriters, Inc. - Specialized Marine Insurance schemes for Pleasure, Charter & Rentals, Repair Yards, and Retail Marine Businesses. Contact on 206 273-6996.

BoatUS - Call for a Boat Insurance quote - Boat, Yacht Insurance to PWC - from industry specialists with over 40 years of experience. Contact BoatUS on 1-800-283-2883 for an immediate quotation or Fill out an Online Application form for a quick and free quotation.

Brown & Brown Marine Insurance - Specializing in Marine insurance since 1931 with competitive prices on Sports Fisherman - Yachts - Sailboats - Motor Yachts, and Mega Yachts. Call 954 331-1406 for a Free Quotation.

C&L Insurance, Inc - C&L Insurance represents the finest companies and offers all types of Marine Insurance including Yachts, Marinas, Ship Builders and Ship Repairers. Call Us 800-226-3730.

Canova Marine Insurance - Florida Boat insurance specialists for Pleasure craft, Charter Fishing vessels, Passenger crafts, Tug boats, and Mega Yachts. Call us today on 1-800-304-9772

Global Marine Insurance - Global Marine Insurance - Get the lowest Power Boat - Sail Boat - Yacht or Personal Watercraft insurance rates available - guaranteed! Global Marine Insurance Agency can be contacted on (800) 748-0224.

Gregor Marine Insurance - Personal and Commercial Yacht insurance packages. Contact on 305 888-7000

Hagerty Insurance - The largest insurance agency for owners of classic and wooden boats in the United States today. Call on 800-762-2628

Hayden Yacht Insurance - Free Quotes on Private Pleasure and Commercial craft with Worldwide Navigation for many types of vessels. Contact Us at 949 723 1170

Jack Martin & Associates, Inc. - Marine Protection for Sailboats, Motorboats, & Yachts for Pleasure use or Commercial Charter Boat Insurnace. Contact on 800 497-5804

NBOA Marine Insurance - The National Boat Owner's Association is a one-stop shopping experience for Boat Owners nationwide. Call Us 1-800-248-3512

National Marine Underwriters - A leading provider insuring Recreational Boats - Yachts & Six Passenger Charter Boats in 48 contiguous States. Call National Marine on 1(800) BOAT-INSURANCE or 1(800) 262-8467 to get a no obligation quote.

Old United Insurance Companies - A group of insurance companies offering unique and innovative watercraft insurance packages.

SkiSafe - Special insurance rates and fast service for Small Boats & Personal Watercraft. Get a free Quote on 1-800-225-6560

Total Dollar Insurance - Offshore powerboat insurance for high-performance vessels including Sunseeker, Donzi, Baja, and Phantom Boats. Call on 856-767-8134

Twin Rivers Marine - Boat Insurance Specialists to help ALL boaters from a small Runabout to a cruiser - Sailboat - or Yacht. Call today 800-259-5701

United Marine - Insure the Boat, Yacht or Personal Watercraft (PWC) with one of the largest Boat Insurance providers in the Country. Call 800-477-7140 x193 to get a quotation.

Voyager Marine - Call for a comprehensive quotation that's specific to the type of Boat, Yacht or Personal Watercraft. Call 800-342-4444 to get a free quote!

W R Hodgens, Inc - Located in Fort Lauderdale, Florida with over 30 years experience in the Marine Industry. Call on 954 523-6867

Wallace Welch & Willingham Boat Insurance - National Marine Insurance
provider specializing in competitive Boat and Yacht Insurance Policies for
Boaters in Florida and Nationwide. Contact on 800-783-5085 for a marine insurance


General Insurance Companies

Alandale Insurance Agency - Fast Boat Insurance service at Low Rates. Call 800 917-3577 to Get a Quote now.

Allstate - Protect a Boat, Jet Ski, Personal Watercraft, or Equipment with a personalized marine insurance plan. To Get a Quote, call 1-800-INS-BOAT

Carolina Insurance Quotes - Compare Boat insurance quotes from South Carolina Agents.

Foremost Insurance Group - Specialized Boat Insurance policies specifically for your watercraft, equipment, and personal property. Get a Boat Estimate 1-800-237-2060

GEICO - Free online Boat or PWC insurance quotes for most types of boats - Bow Riders, Center Console, Cuddy Cabin, Walk Around, Ski Boats, Pontoon, Jet Boats, Personal Watercraft (or Jet Ski or Waverunner), Sailboats, Fishing Boats & Bass Boat Insurance - in just minutes. Call 1-800-841-2964 for a quote over the phone.

MetLife - From Sailboats to Powerboats MetLife offers comprehensive packages to be counted on in port and at sea. Contact on 1-800-888-2308.

Nationwide - Protect a Bass Boat, Ski Boat, Performance Boat to small Runabout with a Boat or Liability Insurance Plan with Nationwide's trusted Boat Insurance. Get a Quote on 1-877-669-6877

PEMCO - Boat Insurance for Washington State, for boats of all types. Get an estimate on 1-800-GO-PEMCO

Progressive - Free Boat Insurance Online or Personal Watercraft quote. Boats to insure include - Runabout, Mini Jet Boat, Sailboat, Pontoon, House Boat, Cabin Cruiser, Fishing Boat, Bass Boat & PWC. Progressive can be contacted at 1-800-PROGRESSIVE

Safeco Insurance - Contact Safeco for a full range of Recreational Boat & PWC Insurance coverage options. Call 877-857-9521 for an immediate quotation.

Schuman Insurance Agency, Inc. - Florida Small Boats and PWC Insurance agents. Call on 1-800-356-2153.

Stanton/Ingersoll Agency, Inc. - Servicing West Central Illinois and Easter Iowa for a wide variety of Pleasure Boats. Contact us on 309 734-2171

State Farm Insurance - Boat owners policies to protect against the risks of owning and operating a watercraft and its equipment.

Travelers Insurance - Protect Your Boat or Yacht with the right Boat Insurance plan from Travelers.

U.S. Insurance - Choose from a wide array of policies for Boats, Yachts and Jet Ski Insurance Schemes. Get a Quote on 866 372-9693


UK Boat Insurance CompaniesUK Boat Insurance Companies -

Specialized Marine Insurance Companies

Admiral Boat Insurance - Marine Insurance plans for worldwide and UK water cruising & rallies. Instant quotes on 01722 416106

Craftinsure - Immediate Boat Insurance Quotations on Racing Dinghies - Small Boats - Sailboards - RIBs - Multihulls. Contact on 0845 2607 888

Euromarine Insurance - Specialists in Marine Insurance. Instant Quotes on Personal watercraft - Sportsboats - Motorboats - Yachts. Contact 01843 603345

Fastnet Marine - Insurance Brokers and Marine Underwriting Agents. Insure a Dinghy - Yacht - Sports Boat - Super Yacht or special facilities for Marinas, Yacht Yards & Trade Businesses. Contact on 02380 636677

GJW Direct - The UKs Largest Direct Boat Insurer. Quick Quotes on Narrowboat - Motor Cruiser - Sailing Boat - Speedboat - Jet Ski. Call Free on 0500 141 141

Navigators & General - The UK's number one Yacht & Motorboat Insurance Provider. Get a Quote on Small Craft - Sailing Boats - Motorboats - Inland Waterways - Super Yachts. Contact Us 01273 863420

Noble Marine - Specialist Marine Insurance Brokers on Dinghies - Yachts - Speed Boats - RIBs - Narrowboats - Windsurfers - based in the UK. Call 01636 707606

Saga Boat Insurance - Insure All Your Yacht or Dinghy needs with Saga Boat Insurance - for Boat Owners aged 50 or over. Contact Free on 0800 015 3360

Yacht Line - Marine Insurance Solutions. Instant Quotes on Yachts - RIBs - Motorboats - Charter Boats. Contact on 020 7403 3884 


Australian Boat Insurance CompaniesAustralian Boat Insurance Companies -

Specialized Marine Insurance Companies

Club Marine - Specialising in Please Craft insurnace. Quotes on Powerboats - Trailerables - Sailboats - Dinghies - Personal Watercraft. Contact on 1300 00 CLUB

Nautilus Marine Insurance - the REAL alternative for Boat Insurance! - Request Quotes on Runabout - PWC - Catamaran - Trailer Sailer - Off Beach Yacht.  


Canidian Boat Insurance CompaniesCanadian Boat Insurance Companies -

Specialized Marine Insurance Companies

Harbour Insurance Services Ltd - Marine Insurance Specialists. Instant quotes on a Sailboat - Yacht - Runabout - Cruiser - Pontoon - Deck - Bass Boats. Please Call 1-877-731-1224

Pantaenius - Worldwide tailor-made Insurance Policies on Sail and Motorboats.


General Insurance Companies

Coast Capital® Savings - Insure a Sailboat or a Cruiser with the Right Insurance Protection to meet a Boat Owners needs. Call Us 1-888-517-7171

State Farm Canada® - Protect Your Boat and Passengers against Storms, Fire, Collision, Sinking, Capsizing, Stranding, and more. Contact for an Instant Quote.



3. Types of Insurance Coverage -
All Risks (also called Comprehensive or Full Coverage) is the most popular option and offers the widest form of insurance protection. Accidental damage, fire, theft, collision, and vandalism are standard features to a boating insurance set-up. Protection is offer whether the vessel is in operation or static (on water or laid up ashore).

The Full Coverage policies also incorporate a Protection & Indemnity (P&I) or liability section - this section covers the insured's legal liability for damage against a third-party (either person or property). The limit of indemnity is limited to the amount noted in the policy document.


4. How is a Claim Handled in the Event of a Loss -
Is it a 'Agreed Value' or 'Actual Cash Value' insurance scheme. If a agree value plan is taken out the insured sum is calculated or determined at the time of putting coverage in place - so in essence the value is fixed for the term of the policy. And the actual cash value is calculated on the market value of a vessel and gear at the time of a loss.

The type of insurance coverage makes a considerable difference once it come a dealing with a claim, so be sure to review the policy conditions to see how it operates.


5. Savings to be hand on the Cost of Insurance -
The easiest way to save on the annual cost of boat insurance is to seek out money-saving benefits or discounts as the insurance falls due for renewal each year. Don't just rely on the existing insurance provider to put forward the most competitive terms out there - be proactive and comparison shop to locate the most competitive package. Discounts to be seen - 10% - 15% dual policy discounts - reduced premiums for completing a boat course or holding a qualification.


6. Pre-purchase Inspection or Survey -
If a vessel is 15+ years of age (or less with some boat insurance companies), amateur built, over a certain length, or a particular model know to have a defect - it might be a requirement to have a full out of the water survey report carried out by a qualified marine surveyor. If so requested, the survey report will need to be passed to the insurance company for acceptance prior to putting in force the insurance coverage.


7. Making Adjustments to the Insurance -
Look for insurance policies that offer a flexible approach - if it comes to extending the cruising limits at a later date, what sort of effect will it have on the annual premium. Is it a requirement to restrict the in commission or on water dates - will the craft need to be lay-up ashore between certain dates each year. And are there limits on who can helm the craft. Is it possible to enter a one-off race event (sailboat), or to hire the boat out on Charter at a later date.

Its crucial that the chosen boat or PWC insurance plan is tailored to accommodate the individual needs of the boat owner as this can have an immense effect on the outcome of a potential claim.


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